Terms of Service

By accessing or using BilloraPay you agree to these Terms. If you do not agree, do not use the service.

BilloraPay provides tools to create invoices, receipts, and related payment documents. Features may change as we improve the product. The generators format the data you enter and produce a printable document; they do not verify that the amounts, tax rates, party details or document numbers you supply are correct or compliant with the rules of your jurisdiction. BilloraPay is a document preparation utility, not an accounting system, a bookkeeping service, a payment processor or a provider of legal, tax or financial advice.

You are responsible for activity under your account and for keeping your credentials secure. Notify us of any unauthorized use. You must be at least 18 years old, or the age of majority in your country, and provide accurate registration details. You may not share an account with other people or transfer it without our consent. You can delete your account at any time from the dashboard; when you do, your saved documents are removed from our production database, subject to short-lived encrypted backups that expire on their normal schedule.

Do not use BilloraPay to violate laws, infringe rights, send spam, attempt to breach security, or generate fraudulent documents. Specifically, you may not create documents that misrepresent a transaction, impersonate another business, evade tax, or support money laundering; scrape, resell or redistribute the service; use automated systems to place unreasonable load on our infrastructure; upload malware; or attempt to access data belonging to other users. We may investigate suspected misuse and cooperate with lawful requests from the authorities.

You retain ownership of the content you create. You grant us a limited license to host and process it solely to operate the service. That licence is non-exclusive, worldwide and royalty-free, and it ends when you delete the content. We do not sell your content, use it to train third-party models, or share it with advertisers. The BilloraPay name, logo, interface, templates and code remain our property; you may use the documents you generate freely for your own business, but you may not resell the tools themselves or present them as your own product.

The site may include third-party content such as advertising (including Google AdSense). We are not responsible for third-party content or links. Advertising partners may use cookies or similar technologies to serve and measure ads, as described in our privacy policy. Advertisements are clearly separated from editorial content and from the tools, and the presence of an advertisement is not an endorsement. We also rely on infrastructure providers for hosting, databases, email delivery and analytics; their handling of data is governed by their own terms.

The service is provided “as is” without warranties of any kind. We do not guarantee that the service will be uninterrupted, error-free, or fit for a particular purpose.

To the maximum extent permitted by law, BilloraPay is not liable for indirect, incidental, special, consequential, or punitive damages. This includes lost profits, lost revenue, lost or corrupted data, business interruption, tax penalties or interest, and any loss arising from an inaccurate document produced with our tools. Where liability cannot lawfully be excluded, our total aggregate liability is limited to the greater of the amount you paid us in the twelve months before the claim, or fifty United States dollars. Nothing in these Terms limits liability for fraud, or for anything that cannot be limited under the law that applies to you.

We may suspend or terminate access for violations of these Terms. You may stop using the service at any time. Where practical we will give notice and an opportunity to correct the issue before suspending an account, except where immediate action is needed to protect the service or other users. On termination, the sections covering your content, disclaimers, limitation of liability and governing law survive.

We may update these Terms. Continued use after changes means you accept the updated Terms. When a change materially affects your rights we will update the date at the top of this page and, for account holders, notify you by email or an in-app notice before the change takes effect. If you do not accept an updated version, stop using the service and delete your account.

These Terms are governed by the laws applicable at our place of establishment, without regard to conflict-of-law rules, and you keep any mandatory consumer protections available to you locally. Before starting formal proceedings, please contact us so we can try to resolve the matter directly; most issues are settled by email within a few business days.

Questions about these Terms? Email hello@billorapay.com.